Personal Loans Made Simple & Affordable
At Goodluck Finance Services, we understand that life is full of unexpected
expenses and exciting opportunities. Our personal loan solutions are designed to give you the financial
flexibility you need, when you need it, without the complexity of traditional banking processes.
Whether you need funds for a wedding, medical emergency, home renovation, vacation, or
debt consolidation, our personal loans offer competitive interest rates, flexible repayment options, and
quick disbursement to help you achieve your goals stress-free.
Key Features & Benefits
Loan Amount
Rs. 50,000 to Rs. 25 Lakhs based on your eligibility and income
profile.
Interest Rate
Starting from 10.5% p.a. with rates depending on credit score and
profile.
Tenure
Flexible repayment period from 12 months to 60 months as per your
convenience.
Quick Approval
Loan approval within 24 hours and disbursement within 48 hours of
approval.
Eligibility Criteria
- Age: 21 to 60 years for salaried, 25 to 65 years for self-employed
- Minimum monthly income: Rs. 25,000 for salaried individuals
- Minimum 1 year of work experience (salaried) or 2 years of business
vintage (self-employed)
- Credit score of 650 or above preferred for best rates
- Valid KYC documents (Aadhaar, PAN, address proof)
- Indian citizen or resident
Documents Required
- Identity Proof - Aadhaar Card, PAN Card, Passport, or Voter ID
- Address Proof - Utility bill, rent agreement, or bank statement
- Income Proof - Last 3 months salary slips or last 2 years ITR for
self-employed
- Bank Statements - Last 6 months bank statements
- Photographs - 2 recent passport-size photographs
- Employment Proof - Offer letter or business registration documents
How to Apply
1
Contact Us
Call or visit our office
2
Submit Docs
Share required documents
3
Get Approved
Quick verification
4
Receive Funds
Money in your account
Frequently Asked Questions
You can get a personal loan of up to Rs. 25 Lakhs depending on
your income, credit score, and repayment capacity. Our team will assess your profile and provide the
best possible loan amount.
Our loan approval process typically takes 24 hours from the
time all documents are submitted. In some cases, loans can be approved within the same day for
existing customers with a good track record.
Yes, you can prepay your personal loan after a minimum lock-in
period (usually 6-12 months). Prepayment charges may apply depending on the lender, but many of our
partner banks offer zero prepayment charges on floating rate loans.